Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk
Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk

Our UK team work with you to ensure you receive instant loans with no delays

Apply online today and borrow upto £2,000*
How much cash do you need?
How long do you want it for?
Representative Example: Loan Amount - £200 | Borrowed for 10 days | Interest: £9.89.
Total Repayment: £209.89 (Fixed) | Representative APR: 728.9%
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. PaydayPixie.co.uk Introduces customers to Monevo Ltd for the purposes of obtaining a loan. Payday Pixie does not provide any loan or consumer credit products directly.

Why Choose Payday Pixie?

Welcome to Payday Pixie! We help thousands of individuals each week receive instant payday loans. We pride ourselves on being an uncomplicated and reliable way to receive the quick money you need. Here at Payday Pixie, we understand how overwhelming it may feel when faced with financial strains, no matter how big or small. That is why we will help you every step of the way to select the most dependable and affordable loan you need. Unlike some other financial service websites, we ensure that our customers are in full control of their pay day loan. You will be able to decide the exact amount of money you want to lend, and how long you want to borrow it for. By using our leading lending platform Monevo, we are able to quickly find you the best short term loan providers in the UK to choose from. If you are currently struggling with more serious financial problems, please visit moneyadviceservice.org.uk for free impartial advice and support. You can simply fill in our 5-minute application to apply online with us today. .

  • 5 Minute Online Application Form
  • Cash Transferred in 15 Minutes**
  • Instant Approvals Online
  • No Hidden Fees or Charges
  • Lowest Possible Interest Rates and APR*
  • Flexible Borrowing and Repayment Terms
  • Safe and Secure way to Apply
Apply Now

How it works

  • Choose your loan amount

    Choose your loan amount

    Use our home page sliders to choose the loan amount you wish to borrow and the time in which you wish to borrow for. Total Loan amount, interest rates and chosen term will be fully displayed to you.

  • Apply


    Fill out our simple 5 minute application form and our Monevo lender matching technology will do the work for you! Receive an instant online decision. We’ll ask for your address, bank and employment details. Your application is 100% online.

  • You decide

    You decide

    Your application will be submitted to our Monevo Lender Panel. If approved you will be redirected to the lender application form where you can check everything over to make sure you are happy with it. You are under no obligation to accept and can still accept or reject the loan offer at this point.

  • Done


    Once you have accepted your Loan Agreement, your funds will be automatically transferred into your bank account by the Lender. You could receive your funds in just 15 minutes!**… It’s that simple!

Instant Loans

Instant loans are the fastest type of loan available in the UK. They do exactly as the name suggests, in the way that the time taken for money to be transferred is almost instant, with many lenders offering cash within 15 minutes. Instant loans are primarily only available online and will also guarantee an instant decision, which is perfect for those who are in need of funds very quickly.

The reason that instant loans are only available online is due to the fact that many banks will require a face to face meeting in order to agree to providing you with a loan. The initial face to face meeting will usually take a few working days to get booked in, with the actual appointment then lasting on average 30 minutes. At the end of your face to face meeting with your bank, there is still no guarantee that you will be approved for a loan.

Instant loans is a type of loan that guarantees an instant decision and will always inform you if you have been approved or denied by the lender you are applying with. Most UK instant loans direct lenders will always give you a decision within a matter of seconds/minutes which helps to speed up the whole loan application process. If you are approved for an instant loan, many direct lenders will then aim to have the money transferred into your bank account within 15 minutes.

Payday pixie provide the platform to apply for instant loans, our technology is extremely fast at processing an application and will always give you a decision within a matter of seconds. Our instant loans online are designed to be the fastest type of loan available to UK consumers and cut out the need for a face to face meeting, phonecall or even providing further information regarding your current financial status, instead our online application form will gather all the relevant information needed to make a decision within seconds.

Instant Loans Online UK

What are Instant Payday loans?

As the name suggests, instant payday loans are the fastest type of loan available in the UK. These type of loans are only available when you apply online and cut out the need of having to book a face to face appointment with your bank branch in order to get approved for a loan. Instead, instant payday loans require the customer to complete an online application form that will gather all relevant financial information for the individual applying, the application form will then process this information and give the customer an instant decision as to whether they have been approved for a loan.

Once a customer has been approved for an instant payday loan online, many direct lenders in the Uk will aim to have all funds transferred within a matter of minutes, although this is subject to how fast your bank or building society is able to process payments. Many people find that they receive their funds on the very same working day.

Many UK lenders offer instant payday loans online and will always give you an instant decision after you have applied. Typically the loan value ranges from £50 – £2,500 with the average amount borrowed between £200 – £375. Borrowing terms also differ between each UK direct lender with many offering the choice to repay your loan over a 1 – 3 month period.

Instant payday loans are no different to payday loans in the way that you can borrow a smaller amount of money for a shorter period of time. They also have the added benefit of providing customers with an instant decision which can help to drastically speed up the loan approval process. We understand that many people looking for instant loans will need the funds as quickly as possible, which is why our application process is designed to be as easy as possible in order to speed up the whole loan application process.

Because of the nature of instant payday loans and how quickly UK customers can receive their funds, this has made them an increasingly popular choice when it comes to borrowing. Many instant loans direct lenders will only accept online applications for this type of loan due to the speed at which the whole application process is carried out.

Instant Loans Online

15 Minute Cash Transfers
Payday Loans UK Online for UK Customers
Payday Loans Available Online
Instant Payday Loans Instant Online Decision
Short Term Loans Yes
Payday Loans Online 5 Minute Online Application
No Credit Check Loans Performed by UK Lenders

UK Loans Online Apply Now - www.paydaypixie.co.uk

Who are Instant Loans Direct Lenders and should i apply with them?

All instant loans direct lenders have the ability to provide you with an instant decision and also transfer funds to your account very quickly. Instant loans direct lenders will directly provide you with the funds you need without the need of using a broker or comparison website. Whether you are looking for car insurance or home insurance many people prefer to use comparison websites to find the best deal, it is no different when shopping around for instant loans also.

Many people will prefer to compare the direct lenders to see who can offer them the cheapest and best deal, whereas other people may prefer to apply directly with a direct lender. By applying directly with a instant loan lender you will only be shown what that particular lender can offer you in terms of the total amount that you can borrow, interest rates and charges. However by using a comparison website or loan broker you will be able to see what many of the instant loans direct lenders can offer you with the best deal being presented to you first.

Where can i apply for a Instant payday loans no credit check online?

As many lenders will need to see your affordability before they offer you a loan, it is likely that they will want to carry out some form of credit check to see if you are eligible for a loan. Instant payday loans direct lenders will not offer no credit check loans as without carrying out a credit check there would be no way of knowing if you would be able to afford the loan. By carrying our a credit check, this will give many instant payday loans direct lenders a stronger idea of how much you can realistically afford to borrow and payback, as well as giving them an overview of your current financial status.

You can apply for an instant payday loans no credit check online with paydaypixie.co.uk We do not directly carry out any form of credit check that will damage your credit history, however if our loan application service matches you with a lender who can provide you with a loan, they may wish to carry out some form of credit check to assess your affordability.

Do you offer instant payday loans for bad credit histories?

We welcome all credit histories, we understand that the majority of people have once experienced financial hardship in one form or another and we understand that this can sometimes affect your credit score. Instant payday loans bad credit are specifically suited to people that have had or have previously had a bad credit history. Many lenders will also allow people with a bad credit history to apply for instant loans however the interest rates that are offered may be slightly higher.

If you have a bad credit history and wish to apply for a instant payday loan online, you can do so by using the online application form. At the end of your application, you will receive an instant decision to let you know if you have been approved or not. If you are accepted by a direct lender, the full details of your loan will be shown to you, it is essential that you read this through carefully so you know the exact repayment dates and the total amount that is repayable.

For those applying for instant loans with a bad credit history it is important to be aware that the interest rates that you receive may be higher than for someone with a good credit history. This is because of the risk that someone with a bad credit history may struggle to repay their instant payday loan on the agreed dates and may incur additional charges.

If you are applying for instant payday loans with a bad credit history, it may also be worth signing up to third party credit score companies who will take your bad credit into consideration and will offer you alternative borrowing methods such as a credit cards specifically suited for people with bad credit.


Payday Pixie are regulated by the FCA

When applying for any form of online loans, whether it is an instant payday loan for bad credit or a short term loan, it is important to always apply with a legitimate company who is fully registered and licensed by the Financial Conduct Authority. Every direct lender in the UK is licensed by the FCA and should display their license number at the bottom of their website (you can have a look at ours in the footer of our website!). If a website does not display a license number, DO NOT apply with them as you could potentially end up as a victim of online fraud.