Apply for Instant Loans Online
We are an online loan broker that provides a free, fast, and easy application form. You will need to complete our 5 minute application form.
Once this is completed you will be provided instant results from multiple lenders that are happy to lend you cash. Then you will sign the agreement of your choice before having cash quickly deposited in your bank account.
Quick Cash – 15 Minutes*
If you need quick cash, then our instant loans are the right choice for you. The online form takes 5 minutes to complete, the results are instant, and cash deposited every 15 minutes.
So if you’re in an emergency, or just don’t want the fuss of walking to your local branch – we can help. There’s no better way to guarantee the best interest rates instantly than our free to use application form.
Do all UK Direct Lenders provide 15 minute loans?
When you are applying for a loan online, most direct lenders will provide you with an instant decision. After you have submitted your online loan application a number a background checks will take place to assess your eligibility and affordability. These checks consist of employment and address checks as well as any potential marks against your credit file such as bankruptcy or insolvency. There are a number of instant loans direct lenders due to the incredibly quick online application form and automated checks that can give you a decision within minutes.
Although all direct lenders will provide an instant decision, not all lenders will welcome all credit histories. For example for individuals that have a bad credit history, some lenders may choose to reject your application because of the added risk that you posses. That doesn't mean to say that all lenders will reject your application based on your credit history, however some lenders may offer slightly increased interest rates and APR.
Many UK direct lenders provide loans with no guarantor needed, although this may affect the total amount that you can borrow.
How can i get my loan in 15 minutes?
I need my loan fast, will this affect how much I can borrow?
Do you offer instant loans for students?
Simply fill out our online application form and you will be provided with fast results from lenders. Then you can choose which agreement is best for you. Once you’ve signed the cash will be in your account in less than 15 minutes.
Please note that the maximum loan we offer is £2000 over 90 days. If you’re looking to pay tuition fees then we recommend using Student Finance.
When will i receive my loan?
Representative Example and Repayment TermsThe APR and interest rates that you receive will depend from lender to lender. Every direct lender will have their own set of interest rates and repayment terms. It is important to always check your loan agreement for to be sure of what interest rates and APR you will be paying on your loan.
The typical interest rate on instant loans is 93.6% APR.
If you borrow £1,000 at this rate over one year, you would pay back £117.06 each month. The total cost of the loan would be £1,404.72, including interest.
Borrowing the same amount over five years would cost £58.76 per month, for a total of £3,525.60.
Remember, this is just an example. For a full breakdown of your own tailored loan agreement, use our online application form or speak to one of our friendly, helpful advisors. We are here to help you get the right personal loan for your needs, based on your own individual circumstances.