We are a free licensed credit broker, not a lender. Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk



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Complaints Handling Procedure

We strive to provide an unrivalled, outstanding, simple and first class standard of service to those seeking financial help. Our customers are at the heart of everything we do and we pride ourselves on providing the highest level of service, but we understand that sometimes this level of service could slip. So if there is something that you are not happy with then let us know.

Our complaints procedure is as follows:
Please send us your details, a description of your complaint and how you think we can resolve it, and any other relevant information.

In writing to:

The Compliance Manager
Ocean Capital Credit Limited
Unit 9 Lawnhurst Trading Estate
Ashurst Drive
Stockport
Manchester
SK3 0SD

By Email – contactus@oceancapital.co.uk

Our Complaints Procedure
We will acknowledge your complaint promptly and our compliance team will do our best to resolve your complaint as quickly as possible.

The complexity of the complaint will contribute to the duration of time taken to carry out a full investigation to resolve your issue. We will send you our final response no later than 14 working days from when you first complained.

If you’re unhappy with the progress of your complaint or not happy with our final response, at this point, you can refer it to the Financial Ombudsman Service.

The Financial Ombudsman Service will only deal with your complaint if you have given us the opportunity to put matters right, so please contact us first and we will do all we can to help you.

To submit a complaint to FOS, please contact the Financial Ombudsman Service, Exchange Square, London, E14 9SR. Telephone: 0800 023 4 567 (calls to this number are now free on mobile phones and landlines) and 0300 123 9 123 (calls to this number cost no more than calls to 01 and 02 numbers). Email:complaint.info@financial-ombudsman.org.uk. Website: www.financial-ombudsman.org.uk

Financial Ombudsman Service, Exchange Tower, London, E14 9SR, Telephone 0845 080 1800. We will provide you with a copy of the Financial Ombudsman Service leaflet; ‘your complaint and the ombudsman’. For more information please refer to www.financial-ombudsman.org.uk

European Online Dispute Resolution Platform

In relation to your complaint you can also request a review from the European Online Dispute Resolution platform: http://ec.europa.eu/consumers/odr/

Why Choose Payday Pixie?

Welcome to Payday Pixie, we are part of an exciting new group of financial service websites providing affordable short term loans and payday loans to the UK. We help thousands of people every week who are looking for additional finances by providing a simple, reliable and affordable financial service. We understand that being faced with financial difficulties can sometimes be a daunting prospect which is why we are passionate about supporting you every step of the way. We believe in ensuring our customers are always in the driving seat and have full control over their payday loan allowing you to choose the exact amount of money needed for the exact duration of time that you need it for. Apply online to receive your instant decision today.

  • 5 Minute Online Application Form
  • Cash Transferred in 15 Minutes**
  • Instant Approvals Online
  • No Hidden Fees or Charges
  • Lowest Possible Interest Rates and APR*
  • Flexible Borrowing and Repayment Terms
  • Safe and Secure way to Apply
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